Naglaxmi Narsingrao Tirmanwar Assistant Professor , Department of Commerce , SPM Science & Gilani Arts, Commerce College, Ghatanji. Affiliated to Sant Gadge Baba Amravati University, Amravati. dr.naglaxmitirmanwar@rediffmail.com Author's Introduction :Naglaxmi Narsingrao Tirmanwar is working as Assistant Professor at Department of Commerce in SPM Science & Gilani Arts, Commerce College, Ghatanji. Affiliated to Sant Gadge Baba Amravati University, Amravati. She has Completed M.Com, M.A.English, B.Ed. M.Phil. Ph.D. NET. and SET. Research Contribution in ISRJ :
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